Entrepreneur
Konrad Sierzputowski
An entrepreneur who collected his own invoices before Saldora existed.
Who stands behind this
I run the company that provides Saldora and I am responsible for the whole process described in these guides: the contact workflows, the interest and compensation calculations, the wording of the payment demand and the preparation of claims for the electronic writ-of-payment procedure. The company's registration details are in the footer of every page and in the terms of service.
How I know how this works
Saldora did not come from reading statutes but from collecting my own receivables. Before selling this as a service I ran it on myself: reminder and notice workflows with escalating formality, hard contact-frequency limits, a log of every attempt including the failed ones, and demands with calculated interest.
I have been through the litigation stage myself as well. Since 2025 I have filed seventy claim packages in the electronic writ-of-payment procedure, on my own receivables. That is why these guides describe a path I have travelled rather than one I have read about: I know what claims usually fail on, which details you need up front, and what actually counts towards the amount in dispute.
Why a fixed fee, not a commission
The recovery market charges a percentage of the amount recovered, and that has one structural consequence: nobody pursues small invoices. Twelve per cent of eight hundred zloty is ninety-six zloty, which does not cover a person's time, so the case is turned down. That part of the market is unserved not for lack of demand but because of how the work is priced.
If recovery is fully automated, its marginal cost falls to a few zloty — and then it can be sold for a fixed fee, and cases nobody else will touch become worth running. The creditor pays for work performed instead of handing over a share of their own money.
What I do not promise
I do not promise results. Market effectiveness for amicable recovery sits between 34 % and 42 %, and claims around ninety per cent come from providers' own materials. I take responsibility for the work we do and for documentation that holds up in court — not for the debtor's decision.
We also do not rotate sender numbers so a debtor cannot block contact, and we send nothing irreversible without human approval. These are limits I imposed on myself before anyone asked about them.
Guides I have written
These guides describe how the service works and the rules that apply. They are not legal advice on an individual matter, nor the opinion of a qualified lawyer.